AlloFi

AlloFi gives you a complete picture of your finances without linking your bank account. Upload any bank or credit card PDF statement and its AI extracts every transaction, categorizes it, and organizes statement periods, balances, credit limits, interest charges, and due dates. Tag spending as Core Essential or Fixed Obligation, override merchant categories, and build custom category hierarchies. The Elite plan adds a Financial Health Score (0–100) built from Cash Flow, Liquidity, Debt Health, and Fixed Obligations. A dashboard timeline shows upcoming bills and card due dates, and recurring subscriptions are detected automatically. Create groups to split rent, trips, or dinners by percentage, fixed amount, or item, and settle up through Venmo, Cash App, Zelle, or Apple Cash. Monthly snapshots show where your money went. Your data stays in your control.