BIYUYA

Why Another Finance App? Because most apps just show you pretty charts of money you've already lost. They don't understand: - Multiple currencies with parallel market rates (crucial for Argentina, Venezuela, Nigeria...) - Inflation eating your savings – that "$1,000 in 2020" is really $1,340 today - Complex recurring payments – rent on the "last day of month" doesn't mean the 28th - Receipt chaos – scanning that works, categorizes intelligently, and learns We built Biyuya for people who need real financial control. --- 🤖 AI Assistant That Actually Does Things Not a chatbot. A financial co-pilot with 30+ integrated actions: - "Add my $47 grocery receipt" → Scans image, extracts items, categorizes each one - "Create monthly rent for the last Friday" → Sets up recurring payment with smart patterns - "Move $500 from savings to checking" → Executes multi-currency transfer with live rates - "How much did I spend on food last quarter?" → Queries your data instantly Upload receipts → AI extracts merchant, items, amounts, dates → Suggests categories from 800+ options → You confirm. Done. Always asks before modifying anything. You stay in control. --- 🔄 Recurring Payments That Actually Work Most apps: "Repeat monthly." That's it. Biyuya supports: - Last day of month (works for 28, 30, or 31 days) - "3rd Monday of every month" - "Every 2 weeks on Monday and Thursday" - "Last Friday of December, yearly" - End conditions: forever, specific date, or after N occurrences Plus smart reminders – get notified 3 days before your credit card is due, not when it's late. --- 💱 Multi-Currency & Inflation Reality True multi-currency: - Each account has its own currency - Parallel market rates (official vs. street rates) - Historical exchange rate tracking (buy/sell) - Transfer between currencies with fee tracking Inflation adjustment – the killer feature: Most apps: "You spent $1,000 in January 2020" Biyuya: "You spent $1,000 – equivalent to $1,340 today" See your real purchasing power over time. Essential for anyone in high-inflation economies. --- 📂 800+ Purpose-Based Categories Traditional apps categorize by merchant. Walmart = Groceries. Always. Biyuya categorizes by purpose: - Yogurt at a gas station → Food - Shampoo at a supermarket → Personal Care - Books for leisure → Entertainment - Books for study → Education 12-level deep hierarchy. Full translations (EN/ES/PT). AI-assisted suggestions with confidence scores. --- 👥 Shared Finances Without the Chaos Invite partners, roommates, or family to collaborate on accounts: - Role-based permissions - Full audit trails (who added what) - Shared visibility, individual control --- What You Get ✅ AI receipt scanning that actually categorizes ✅ 30+ chat commands for hands-free management ✅ Sophisticated recurring payments (RFC 5545 standard) ✅ Multi-currency with parallel rates ✅ Inflation-adjusted insights ✅ 800+ purpose-based categories ✅ Collaborative accounts ✅ Web app (PWA) – works everywhere ✅ Free tier available --- Built for people who need real financial control – not just another spending tracker. 🚀 Try Biyuya free today.