Cashly: Expense, EMI & Debt

Cashly is a personal finance app that helps you manage your money, track expenses, and stay on top of your financial life—all without connecting a bank account. Track expenses and income in a few taps, and watch your balances update automatically across bank accounts, credit and debit cards, wallets, and cash. Manage EMIs and loans with interest calculations, remaining months, and upcoming due dates. Keep track of money you've lent or borrowed with a dedicated debt ledger, and stay ahead of bills and subscriptions with timely notifications and email reminders. Cashly brings everything together in a clear financial dashboard, with insights into your balance, income, expenses, savings rate, spending categories, budgets, and month-on-month trends. It also supports multiple currencies and time zones, offline access, home-screen widgets, fingerprint app lock, and dark mode, with your phone and web data staying in sync. Key Features Expense & Income Tracking: Categories, payment methods, notes, backdating, and search. Real-Time Balance Updates: Track bank accounts, cards, wallets, and cash in one place. EMI & Loan Tracker: Monitor interest, remaining instalments, and next due dates, with interest rates calculated from instalments. Lend & Borrow Ledger: Track debts, partial repayments, and due dates. Bills & Subscriptions: See upcoming payments, record auto-payments, and receive notification and email reminders. Budget & Financial Dashboard: Review balances, income, expenses, savings rates, category breakdowns, and monthly trends. Flexible Access: Use any currency and time zone, work offline, and sync across phone and web. Privacy & Convenience: Protect the app with fingerprint authentication, switch to dark mode, and use home-screen widgets. Financial Calculators & AI: Access advanced financial tools and AI-powered features with Pro Plus. CSV Data Management: Export data with Pro and import data with Pro Plus. Developer Integrations: Access the REST API, outgoing webhooks, and MCP server for ChatGPT, Claude, and n8n with Pro or Pro Plus. Secure Sign-In: Sign in with Corenexis and two-factor authentication (2FA), or explore Cashly in demo mode without creating an account. Free Forever. Upgrade When You Need More. Cashly's Always Free plan stays free forever, with no ads. Upgrade to Pro or Pro Plus for higher limits, advanced data management, AI-powered features, and developer integrations. Both paid plans include a 7-day free trial. Whether you want to track everyday spending, manage loans, monitor subscriptions, or build a clearer picture of your finances, Cashly gives you the tools to stay organised and in control of your money.