Monesto

Monesto

Manage group and personal expenses directly in Telegram

aebogatikov
@aebogatikov
Published on Jan 29, 2026
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17 PeerPush
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Ranked #3
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WebMobile

About Monesto

Monesto is a Telegram-first financial manager designed to remove the friction from tracking your money. Built for both solo users and active groups, it allows you to manage shared bills and personal spending without ever leaving your chat app. Most finance apps feel like work. Monesto makes tracking as easy as sending a text. Our engine interprets your natural language to log and categorize transactions instantly. No more toggling between apps or filling out tedious forms. Key Features: - Telegram-First: A full-featured financial tool living inside your favorite messenger - Group and Personal Support: Use it solo or add it to any group to settle debts effortlessly - Smart Auto-Categorization: Simply mention what you bought and Monesto automatically tags it (e.g., "gasoline" goes to Transport)

Product Insights

Monesto integrates financial tracking directly into Telegram, providing an automated solution for managing both solo spending and group bills via natural language processing. It bridges fintech and messaging for freelancers and groups by removing the need for dedicated mobile apps.

  • Native Telegram integration eliminates the need to switch between different applications.
  • Automated categorization uses natural language to tag transactions like transport or fuel.
  • Dual-mode functionality supports both individual personal tracking and group debt settlement.
  • Multi-platform accessibility across Web and Mobile interfaces.

Ideal for: Non-technical users, freelancers, and students can use Monesto to manage shared expenses and individual budgets through a familiar chat-based interface.

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Comments (5)

ottomate
@ottomate

Any chance of supporting WhatsApp?

aebogatikov
@aebogatikov

Oh, I didn't plan to, but I'll check out their API

aebogatikov
@aebogatikov

Try these commands: Group: /trx@monesto_bot I paid $100 for everyone dinner Personal: /trx spent $50 on gasoline (it auto-categorizes!) or /trx get $500 bonus Let me know your feedback!