Nett
Safe-to-spend tracker for freelancers in 6 EU countries.
Details
- Follow on
- @itsyournettLinkedIn
- Categories
- FintechMobile AppsFinance
- Target Audience
- FreelancersSolopreneursSmall Business Owners
- Pricing
- Subscription
- Platforms
- Mobile
About Nett
Nett is an iOS app I built for myself as a freelancer working across multiple EU countries. The problem: irregular income, different tax rules per country, and never quite knowing what is actually mine to spend after the tax reserve. After a year of spreadsheets and apps that either assumed a salary or required bank syncs I did not want, I started building Nett. What it does: - Track income and expenses manually or via on-device OCR (Vision Framework). - Calculate a safe-to-spend number after estimated tax reserve, updated in real time. - Handle 6 EU tax regimes: UK Self Assessment, ES IRPF + IVA, PT IRS + IVA, FR Micro-entrepreneur, DE Einkommensteuer + USt, IT P. IVA - Optional AI document analysis (Premium) for extracting structured data from invoices. - iCloud sync, no bank connections. Data stays on device and your private iCloud. Stack Built solo in Swift, SwiftUI, SwiftData + CloudKit. Vision Framework for on-device OCR. OpenAI for the premium AI analysis layer Status Pre-order live now. Public launch 16 June 2026. - Free: manual entry, basic OCR, 3 AI scans/month - Premium: €4.99/mo or €39.99/yr — 200 AI scans/month, accountant exports Note Nett estimates tax reserve based on public tax rates. It is tracking and planning, not filing or advice. Use it alongside your accountant, not instead of one.
Product Insights
Nett is a mobile-first financial tool that provides real-time safe-to-spend calculations for freelancers navigating tax regimes across six European countries. The platform combines on-device privacy via iCloud with automated expense tracking to manage tax reserves without requiring direct bank access.
- Supports specific tax regimes for the UK, Spain, Portugal, France, Germany, and Italy.
- Ensures data privacy by utilizing on-device OCR and private iCloud sync instead of bank connections.
- Offers a flexible pricing model including a free tier and affordable monthly or annual premium subscriptions.
- Integrated tax estimation specifically designed for irregular income flows and manual expense management.
Ideal for: Nett is designed for freelancers, solopreneurs, and small business owners who need to track expenses and calculate tax reserves across the supported EU countries.
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Comments (1)
Hey, I'm Eric, solo dev of Nett. I built it to show freelancers what money is really theirs after tax. Private by design: your data stays in your iCloud. Ask me about the tech, tax math, or build.