OnTrack Money

OnTrack Money helps you plan the month, track spending, and see what is left, on iPhone and in your desktop browser. Core budgeting is free, with no bank connection required. Build the discipline of budgeting with planned, spent, and remaining amounts together for each budget line. Assign or split purchases across budget lines and keep your plan visible throughout the month. The desktop browser experience puts your budget and transactions side by side, giving you room to sit down, review spending, and make a plan. On iPhone, keep that plan close as you go about your day. You can enter transactions yourself or choose Pro for bank sync and transaction rules that reduce repeat work. Pro also includes optional connections to ChatGPT or Claude, so you can ask questions about your budget and transactions when you turn the feature on. Pro is $12.99/month or $99/year USD, with a 14-day trial on the annual plan.