Payvo - Never Miss a Reward Again

Payvo - Never Miss a Reward Again

AI picks your best credit card for every purchase

iman
@iman
Published on Jan 7, 2026
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Details

Target Audience
Non-Technical Users
Platforms
WebMobile

About Payvo - Never Miss a Reward Again

Stop leaving money on the table. Payvo automatically selects your optimal credit card for each transaction to maximize rewards. We track 180+ credit cards and 29 loyalty programs. For every purchase, our AI instantly identifies which card gives you the most cashback, points, or miles for that merchant category. Built for the 45 million Americans with multiple credit cards who collectively leave billions in rewards on the table each year.

Product Insights

Payvo is a fintech automation tool that uses AI to optimize credit card rewards by tracking over 180 cards and 29 loyalty programs. It serves users on web and mobile platforms to automate the selection of the highest-yielding payment card based on merchant categories.

  • Monitors data for 180+ credit cards and 29 distinct loyalty programs.
  • Available across both web and mobile platforms for universal access.
  • Automates merchant category analysis to maximize cashback, points, or miles.
  • Provides instant identification of optimal cards for every individual transaction.

Ideal for: Non-Technical Users who manage multiple credit cards and want to automate reward optimization for their daily payment processing.

Screenshots

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Comments (2)

NelsLansley
@NelsLansley

Cool stuff. Does this work in real time? Ie, will you tell me at checkout which card I should use?

iman
@iman

Even easier actually. You just tap to pay and Payvo automatically selects the right card for you behind the scenes. No thinking required, it handles the optimization in the background.

iman
@iman

Founder here. Built this after realizing I left $2,400 in rewards on the table last year by using the wrong cards. Happy to answer any questions!