Terma

Terma keeps all your subscriptions, contracts and warranties in one place — and warns you in time before every cancellation deadline. No more spreadsheets, no more missed deadlines. Scan an invoice or contract and terma automatically reads the amount, start date, notice period and more — with the source shown right next to it, so you always see where the data came from. What Terma Does for You • See all your fixed costs, per month and per year • Reminders before every cancellation deadline, well in advance • AI reads your invoices and contracts for you — upload a photo, screenshot or PDF • Ready-to-send cancellation letters, filled in automatically • Import a bank statement to spot subscriptions in one go • Price changes from your providers are tracked automatically • Works for subscriptions, fixed contracts (internet, energy, insurance...) and warranties Notice Periods by Country Terma takes into account the legal notice periods and rules for your country — sourced, not guessed. Your Data Stays Yours Everything you enter stays on your own device by default. Nothing is shared with advertisers or data brokers. Free to Start Start free with up to 3 items. Plus and Pro extend that, with more AI scans and sync across devices. Available in Dutch, French, English, German and Spanish.