12 Splitwise Alternatives (2026)
https://www.splitwise.com12 alternatives listed8 of 12 are Personal Finance11 of 12 free or freemiumTop use case: Expense Tracking (11 of 12)
All alternatives to Splitwise
Make sharing expenses sweet (or sweeter)
Have Another Cherry is designed with your relationships in mind. Unlike most expense sharing apps, we provide the ability to settle up individual transactions so you can view the record of how an expense got paid back. With a focus on accountability and financial honesty, Have Another Cherry gives...

Split the check. Skip the math.
Who Owes What: scan a receipt, assign line items, share who owes what. Saved splits stay on your device-no account. Receipt images are only sent to third parties to analyze the bill (e.g. extract line items), not to host your history. Installable PWA on iOS & Android. Receipt-first &...

Split bills and automate payment reminders
ExpenDiv helps you manage shared expenses without the discomfort of manual follow-ups. The platform tracks shared subscriptions and bills to provide a clear view of who owes what, who has paid and whos overdue. Give people options and add multiple payment options to your reminders. To ensure you...

All of the fun. None of the headaches. Plan trips together.
Every group trip starts the same way: someone says "we should all go somewhere," and within a week there's a group chat with 100+ unread messages, three competing polls about dates, a Google Sheet nobody opens, and one friend who's quietly become the unpaid trip planner for everyone else...

Simple group expense tracking and bill splitting
Splitting shared costs shouldn't cost you a friendship. Yet every group trip, shared apartment, dinner out, or bachelor party ends the same way: a messy group chat, a half-updated spreadsheet, someone quietly covering more than their share, and an awkward "so… who owes what?" weeks later. Most...

Track your group expenses with chat and photos
HippoSplit is a chat-first expense tracker designed for trips, couples, roommates, families, and everyday personal spending. Simply snap a receipt, drop photos into the chat, or type a quick note - HippoSplit instantly turns it into a clean, organized expense with items, totals, categories, and who...

Shared expenses for flatshares, trips and separated parents
Kotisso keeps the books for any group that shares money over time: a flatshare, a trip abroad, a couple, separated parents splitting their children's costs. Everyone notes what they paid. Kotisso keeps the balances and proposes the shortest set of transfers to settle up, so nobody has to redo the...

Effortless expense splitting for groups and roommates
PipSplit simplifies the process of tracking and splitting shared expenses among groups of people. Designed for roommates, friends, and travelers, the platform allows you to manage unlimited groups and calculate who owes what without unnecessary complexity. You can begin using the tool to organize...

Split bills item by item, track expenses & settle up
Splitceipt makes splitting shared expenses simple, whether you're at a restaurant, traveling with friends, sharing household costs, or managing group expenses. Scan a receipt to automatically extract items, assign exactly what each person ordered, or split expenses equally, by percentage, or custom...

Track group budgets and split expenses fairly
Take control of your money with BudgPay, the all-in-one personal finance and shared budgeting app designed for individuals, families, roommates, and friends. Create budgets, track expenses, manage shared spending, maintain a personal ledger, and stay on top of your financial goals-all in one place...

Smart bill splitting for families and groups
FAMI-KAN is a completely free, browser-based group expense splitter built for real-world scenarios - family trips, Airbnb stays, group dinners, road trips, and roommate living. Zero registration. Zero downloads. Just share a URL and go. --- 🔥 Why we built this Every group outing ends the same way...

Split bar and restaurant tabs in seconds
Tab Tender simplifies splitting restaurant and bar bills to ensure fairness and speed. You can snap a photo of the receipt to automatically extract items, then assign costs to specific people with a tap. The web app automatically calculates tax and tip before generating a payment summary that...

| Product | Pricing | Platforms | Top use case |
|---|---|---|---|
| Have Another Cherry | Freemium from $3.99 | Web | Budget Management |
| WhoOwesWhat.Me | Freemium | Web, Mobile, Desktop | Financial Planning |
| ExpenDiv | Subscription from $5.99 | Web | Expense Tracking |
| CrewsCanvas | Freemium | Web, Mobile | Expense Tracking |
| Divido | Free from $14.99 | Web, Mobile | Expense Tracking |
| HippoSplit | Freemium | Web | Expense Tracking |
| Kotisso | Freemium | Web | Expense Tracking |
| PipSplit | Free | Web, Mobile | Expense Tracking |
| Splitceipt | Freemium | Web, Mobile | Expense Tracking |
| BudgPay | Free | Web, Mobile | Expense Tracking |
| FAMI-KAN | Free | Web | Payment Processing |
| Tab Tender | Free | Web | Expense Tracking |
Free and freemium Splitwise alternatives
11 of the 12 Splitwise alternatives listed here have a free or freemium plan: Have Another Cherry, WhoOwesWhat.Me, CrewsCanvas, Divido, HippoSplit, Kotisso, PipSplit, Splitceipt, BudgPay, FAMI-KAN and Tab Tender.
Splitwise alternatives for Expense Tracking
11 of these list Expense Tracking as a use case: Have Another Cherry, WhoOwesWhat.Me, ExpenDiv, CrewsCanvas, Divido, HippoSplit, Kotisso, PipSplit, Splitceipt, BudgPay and Tab Tender.
Splitwise alternatives for Families
8 of these are built for Families: ExpenDiv, CrewsCanvas, Divido, HippoSplit, Kotisso, PipSplit, Splitceipt and FAMI-KAN.
Splitwise alternatives with a mobile app
6 of these list a mobile app: WhoOwesWhat.Me, CrewsCanvas, Divido, PipSplit, Splitceipt and BudgPay.