
Personal finance diary
Stay in control of your money with a simple tracker
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1,878 AI reads in the last 30 days, ranked against every Fintech tool listed.About Personal finance diary
Finio.live is a modern personal finance management platform designed to help individuals take full control of their money in a simple, secure, and intuitive way. Whether you want to track daily expenses, manage multiple accounts, create budgets, or monitor your financial progress, finio.live provides all the tools you need in one place. Unlike many financial applications, getting started is quick and easy. No email address is required โ simply choose a username, create your account, and start managing your finances immediately. ๐ Complete Financial Overview finio.live helps users organize their financial life with a clear and structured dashboard. Every transaction can be categorized, assigned to subcategories, and supplemented with notes for better tracking and reporting. The platform automatically updates account balances in real time, giving users an accurate overview of their current financial situation at any moment. Whether you're managing personal spending, household finances, or long-term savings, all important information is always available in one place. ๐ Powerful Expense and Income Tracking Tracking income and expenses is fast and effortless. Users can: โ ๏ธ Record income and expense transactions โ ๏ธ Organize transactions into custom categories โ ๏ธ Create personalized subcategories โ ๏ธ Add notes and transaction details โ ๏ธ Edit or delete transactions at any time โ ๏ธ Transfer money between accounts instantly โน๏ธ All data is securely stored and synchronized across the system, ensuring reliable and accurate financial records. ๐ Multiple Accounts and Account Sharing finio.live supports various account types, including: โ ๏ธ Cash wallets โ ๏ธ Bank accounts โ ๏ธ Credit cards โ ๏ธ Savings accounts Users can also share selected accounts with family members, partners, or colleagues. Flexible permissions allow account owners to define whether other users have read-only or full editing access. Owners can manage all sharing settings and decide whether shared account balances should be included in their personal financial overview. ๐ Financial Analytics and Visual Reports Understanding your money becomes easier with interactive charts and visual reports. finio.live automatically generates balance history graphs, allowing users to monitor financial growth, identify spending patterns, and make more informed financial decisions. The platform transforms raw transaction data into meaningful insights that help users build healthier financial habits and improve long-term financial planning. ๐ Security and Reliability Security is a core part of finio.live. Every user account is protected through a secure authentication system with registration, login, and session management. User data remains isolated and protected, while the backend infrastructure ensures reliable processing and storage of financial information. ๐ Designed for Simplicity and Growth The clean interface, responsive design, and intuitive navigation make finio.live accessible to everyone, regardless of technical experience. At the same time, the platform is built with future expansion in mind, allowing new financial tools and advanced features to be added over time. ๐ finio.live is more than just an expense tracker. It is a growing financial ecosystem designed to help users understand their finances, stay organized, achieve financial goals, and make smarter money decisions every day. โน๏ธ Key Features ๐ Custom categories and subcategories ๐ Quick transaction buttons ๐ Account sharing with permissions ๐ Multi-currency support ๐ Fast account transfers ๐ Attachments (.pdf or .jpg) ๐ Financial goals tracking ๐ Budget management ๐ Recurring payments and transactions ๐ Warranty management ๐ Personal financial score ๐ Interactive charts and reports ๐ Financial summaries and overviews ๐ Customizable dashboard ๐ Light and Dark mode ๐ Real-time balance updates ๐ Secure user accounts ๐ Mobile-friendly responsive design
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Product Updates (41)
Licence buy bug fixed
Issue with licence purchasing has been solved. Now the licence is applied immediatly after successfull payment.
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Goals and Budgets licence limits display
Information style about limit reached has been harmonised with warranty. Now the style is same for all limited functions.
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Recurring transactions update
Manage the Recurring transactions is now much more easy! Complete reworked module now looks better - transactions splitted by interval and moved to separate panels.
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Header update
Header line with actual date, username and licence is moved to main menu in bottom.
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Fresh menu style
The main menu has just received a fresh new look! I added new icons, refined the layout, and improved the overall design to make navigation clearer and more enjoyable. After several rounds of adjustments, I can finally say Iโm genuinely happy with it โ not only functionally, but visually as well!
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Atatchments in warranties
In warranty section you can now display existing attachment or add the new one to transaction. Now you have all in in one place for warranties :) Is there something missing? Just let me know and i will think to add it :)
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Fixed issue with attachment in main add form
In case of editing transaction, there was not showed attachment. Now it is visible and could be replaced or deleted.
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Warranty module now available!
Iโm excited to share that Iโve launched a brand-new warranty module in finio.live! Now users can link a warranty directly to a transaction, set the warranty period, track how much time is left, and keep important purchase details nicely connected in one place. And the best part? The module also supports e-mail reminders, so users can be notified before a warranty expires. Another great step forward for finio.live โ from a simple personal finance diary to a smarter tool for managing everyday financial life.
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Sorting arrows in Accounts setup
Sorting arrows in the money Accounts settings moved to rigth side of each panel, so its now better and compact visual.
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Last transactions in Budgets
You can now see the owner of transaction in last budget transactions in budget module. So if you share the budget, then you can easily find, who have the expenses for budget.
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Customize shared account name
If some account is shared with you, you can easily setup your own name of this account. Previously, there was display o ly the original name. So now you can customize names and add short description for each of them.
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New overview of Shared accounts
Detail of shared accounts now in better view in modal frame. Prepared for next features, comming soon :)
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Main menu updated
Minor visual update of main menu. Better readable rows.
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Category setup bug fixed
When you added new Subcategory or Detail, then main category was moved to first place. Now its repaired, main category stay and the new record is placed to first place in parent category.
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Goal accuracy update calculation
Today i updated the calculation of Accuracy of financial goal. Now it includes not only ratio between real and plan, but now the length as well.
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Shared & Multi-currency Budgets
Budgets are now more flexible than ever. You can decide whether a budget should track only your personal transactions or include transactions from all users who can add records to your shared accounts. This allows you to manage and monitor budgets for your entire family or household. Multi-currency budgets are now supported as well. Transactions made in different currencies are automatically converted to the budget's base currency using current exchange rates, giving you a complete and accurate overview of your spending without the need for manual conversions.
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Budgets update
In budget section you can now find new detail and form for add or edit budgets. In the form fot new one is now the list of budgets of previous intervals - so if you are creating new budget, you can now see immediatly, how this budget went in the past.
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Exchange settings
In profile page, is placed new dropdown list, where you can select the source for the exchange rate. Previously was automatically based on the language settings, but now, you can select Czech National Bank or European Central Bank.
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Upload attachment repaired issue
On the transactions was some issue with uploading attachment to transactikns. Problem is now solved.
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Sorting transactions
You can now sort the records in the Transactions overview by Date or Value. There are small buttons with arrows in the filter available.
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Description on PeerPush updated
Because from launch date i did lot of updates, i refresh the product desctiption as well. Now its more clear, fresh, and contains most of features in app.
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Change the selection of account in Transfer form
Dropdown menu is gone and replaced by interactive buttons with Accounts. So you can now easily select the From amd To account and the list of accouts is automatically updated based on the possibilities. Also added the summary text of the transaction.
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Last transactions in Transfer transaction form
Same as in the Add new transaction form, i added the list of last transactions in the form for Transfer transaction. So you can now see the latest transfers between your accounts based on the selection. This list can be hidden in the profile settings.
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Last transactions in Add new one form
In the form for add new transaction i added table with last 5 transactions. This list is depend on the choosed account and Category/subcategory/detail. So this mainly prevent to add duplicity. This list could be hidden in personal settings, if someone dont need it. Go to Profile - Panel with Display and then button Dashboard. There is new options to hide this list.
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Summary: Groups - filter updated
In the summary model for groups you can now find little bit different filter. There you can select the summaries only with the original currency or recalculate all of them based on the ENB to one. So youbcan summarize different currency in one, which you choose.
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Password reset - trusted devices
If you successfully reset your password, then you are automatically log-out from all trusted devices, and the list of them is cleared. One step forward with security.
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Username in .csv export
In the .csv export of transactions is now new column with Username included. So you can now see in this export, who made this record. Helpfull for shared accounts.
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New filter in Transactions
I've reworked the transaction filters to make them more intuitive and consistent with the Charts module. The filtering interface now follows the same design and behavior, making it easier to switch between different parts of the application. I've also added several quick filter buttons that allow you to instantly select common date ranges, such as Today, Yesterday, This Week, and This Month. In addition, there are dedicated buttons for quickly displaying only Incomes or only Expenses, helping you find the information you need much faster. My goal was to make transaction filtering simpler, faster, and more user-friendly. If you have any ideas for additional filtering options or features that could improve the experience even further, feel free to let me know. I'd be happy to consider them and add them in a future update. ๐
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Financial goal recommendation
Updated Recommendation in Financial target settings. Now is available change the % of savings and change the months backwards for count the approximatky savings. Finio.live is still growing up โบ๏ธ Follow for updates :)
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Financial goals update
Another major update to the Financial Goals module. Goals are no longer just a โstatic numberโ โ they now actually analyze the reality of your finances. Whatโs new: โข Goal progress chart for the last 6 months โข 6-month projection based on both plan and real financial behavior โข Accuracy โ comparison between planned and actual progress โข Average saving pace calculation โข Recommended monthly saving amount based on real data โข Cleaner goal detail view with charts and history โข Better mobile experience โข Saving recommendations based on real transaction history Finio.live can now much better show whether your financial goal is realistic and how fast you are actually getting closer to it.
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Launched today on Peerpush
Iโm really happy that after a month, my project finio.live has finally been published among the other apps on peerpush.net. Iโm continuously improving and updating the project, so you can definitely look forward to more new features and updates soon. Thanks to everyone who checked it out and supported it so far!
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Charts module updated
Iโve updated the filtering options in the Charts module. The filter now comes with a cleaner and more intuitive design, and itโs now possible to filter records by the currency they were originally entered in. Another new addition is the ability to automatically convert records into a single currency using current exchange rates, making it much easier to view graphical summaries and overall statistics in one unified currency. I also redesigned the chart that displays the balance distribution across accounts. The previous donut chart has been replaced with a clearer and more readable visualization that makes comparing account balances much easier at a glance. I hope these improvements make working with charts in finio.live more comfortable and give you a better overview of your finances.
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Minority design update
Today just little update with some small colors changes for Light mode + in the Account setup remove the "cancel" button in modals, because the functionality is same as "x" button on the top right corner with closing the modal.
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Transparent shared account
Based on an idea from one of our users, I added a new Transparency option for shared accounts. This means that when sharing an account with another user, the owner can decide whether the account should be transparent for that specific guest. I replaced the previous View option, because it is already implied that if an account is shared, it is visible to the guest. If the owner enables Transparency for a specific guest, that guest can then choose whether they want to include the shared accountโs all transactions in their history, summaries, and graphs.
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Sharing accounts available
You can now share your accounts with another users. Owner of the account see all transactions, the guest see only his own. Possible setup Add/delete/edit transactions. This feature is available for all licences.
Comments (3)
Good idea, this is nice feature. Lot of others have this functionality only under charged licences.
Trusted devices
In the login, you can now mark the actual device as trusted - so next time is login not required. In the profile maintenance you can check all trusted devices and remove them, if need.
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PWA available
Hurry up! You can now download finio.live as an pwa application. Its more easier access to your records and finance tracking. Put the icon on your main screen and have your finance diary every time ready for use ๐ค
Comments (2)
@jerry48 From your web-browser, somewhere is the option to save on desktop or some similar. It depends on the browser type.
@jerry48 then use three dost on top right, and then just tap on "install" or "add to home screen" and then confirm installation
Email not required for register
You don't need an email to register. Just come up with a nickname and it will be used to log in. You can be sure that your account is completely anonymous and the data cannot be misused or linked to you. However, if you lose your password, it cannot be recovered because your email is required to recover your password.
Comments (2)
Like it! Every system requires email. Here iยจm sure, that my email will not be used for spamming etc...
@moonwalker correct, but if you lose your pass... I dont know, how to solve this issue :/
@jankolar24 Then create some form, where user will need put some info about account for example which transactions, budgets, goals or Accounts he have. Based on this you can proove that is the owner.
How much do you spend this month
On the Dashboard you can now find the value of spending in current month. You can click on the value and see the previous six months.
Comments (1)
Two new buttons in last transactions
You can easily edit or duplicate your last entry. Use the two new buttons in Latest transactions panel in Dashboard.
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Calculator for new transactios
Calculator in the form for adding new record has been added.
Comments (3)
Reviews (54)
Average 4.9 out of 5
Based on 54 reviews
Amazing and modern personal finance management!










Comments (11)
love this idea, simplicity will help others in the long run!
Cool!
๐
Well done!
Is an app planned in the roadmap?
@improvemypage Hello, no, its not planned, because it can be installed directly from the website as a PWA on any device, so creating a separate app doesn't make sense :)
@jankolar24 Oh great feature, missed that one ^^' Keep pushing, I'll follow the project !
Need visible of the transactions of account owner. How to do it?
@basile Its not possible yet. Good idea, i will add this option into access rules. Update soon :)
@basile Its done :) Owned needs to setup shared account as "transparent" and guest can choose, if want to see all transactions or only self. Many thanks for the tip ๐ค
@jankolar24 Perfect, so fast update :) Thank You
Do you have the AI included in future?
@jenayong not for now. I have another ideas, how to improve this app, but AI not in part of this.
@jankolar24 But you are using AI for develop, or?
@jenayong Yes, i do, but only for development. There are lot of manual things, which take me days to write, so i using AI, which is done in seconds, then chceck the code and in minutes is done. Much time spending
I think is a clear and practical finance management tool designed for everyday use. The interface feels clean, modern, and easy to understand, which makes tracking income, expenses, accounts, and financial goals straightforward. Like it.
Are you working on it only by yourself?
@jimmyjoe yes, its "one man show" ๐
@jankolar24 Then very nice job :)
Sounds good, will try it ;)
@makita Thank you, then let me know your findings ๐