SmartSalaryTool

SmartSalaryTool is a free, independent Philippine payroll calculator built for employees, HR professionals, freelancers, and OFWs who want to know exactly how much they take home every payday. Updated with official 2026 government rates: - SSS — 15% (new rate, ₱35,000 MSC cap) - PhilHealth — 5% fixed rate - Pag-IBIG — ₱200 employee cap - BIR TRAIN Law withholding tax brackets Also includes a FREE multi-employee payroll system with Excel & PDF payslip export, government remittance reports, BIR alphalist, and bank disbursement list — all running 100% in your browser. No data is uploaded to any server. 40+ free guides on Philippine labor law, SSS benefits, Pag-IBIG loans, BIR tax, and employee rights. No sign-up. No payment. Free forever. 🇵🇭