Facturwise

Facturwise is an invoicing platform built specifically for freelancers and small businesses across Europe. While most invoicing tools treat e-invoicing compliance as a premium feature locked behind expensive tiers or charged as a paid add-on, Facturwise takes the opposite approach — full Factur-X and ZUGFeRD compliance at the EN 16931 profile standard is included on every plan. No upgrades required, no add-ons, no hidden costs. This matters because e-invoicing is becoming a legal requirement across the EU. Germany mandated that all businesses must be able to receive structured e-invoices from January 2025, with the obligation to send them rolling out through 2027 and 2028. France follows with its own mandate in September 2026 for large and mid-sized companies and September 2027 for SMEs and micro-enterprises. Millions of freelancers and small businesses need compliant invoicing software right now, and many do not yet realise their current tool does not meet the legal standard. Every invoice generated through Facturwise is automatically a hybrid PDF containing embedded structured XML data at the EN 16931 profile level. Recipients see a normal, professional PDF document. Their accounting software can simultaneously extract the embedded XML and process it automatically, eliminating manual data entry entirely. This works for both ZUGFeRD in the German market and Factur-X in the French market from the same account, without any additional configuration. Beyond e-invoicing compliance, Facturwise is built around the specific needs of European freelancers and cross-border small businesses in ways that most existing tools overlook. SEPA EPC QR codes are available on paid plans. Clients scan the QR code with their banking app and payment details — including IBAN, amount, and reference — pre-fill automatically. Since payments go directly bank to bank, there are zero transaction fees. Most competing tools either charge a percentage fee on every payment processed or require a separate payment gateway integration. Facturwise handles it natively with no transaction fees. Invoice documents are supported in 22 languages, making it practical for freelancers billing clients across EU countries without switching tools or manually editing templates. For expats and cross-border freelancers working across European markets, this eliminates a friction point that most single-market invoicing tools cannot address. Over 30 currencies are supported with live ECB exchange rates updated automatically. Invoices can be created in any supported currency and all dashboard figures are converted to the user's default currency in real time, giving a unified financial overview regardless of where clients are located. The full feature set covers everything a freelancer or small business needs to manage their billing in one place. Invoice creation and management includes automatic e-invoicing compliance, invoice history, tracking, and status management. Quotes and estimates can be created and converted to invoices in a single click. Credit notes are linked to existing invoices for clean accounting. Expense tracking runs alongside income so users maintain a clear picture of their finances without switching to another application. Client management saves client details once and reuses them across all documents. Automated recurring billing handles repeating invoices on a chosen schedule. Automated payment reminders follow up with clients on overdue invoices. The dashboard provides real-time analytics including monthly revenue charts, year-to-date summaries, top clients by revenue, and overdue invoice tracking. CSV export is available for sharing data with an accountant or tax advisor. White-label invoicing is available on the Professional plan, removing Facturwise branding from invoice documents entirely for businesses that want fully branded client-facing documents. Pricing is structured across three tiers. The free plan includes 15 invoices in total and full e-invoicing features with no credit card required. The Advanced plan at €13.90 per month provides unlimited invoicing, unlimited clients, SEPA QR payments, dashboard analytics, and email support. The Professional plan at €24.90 per month adds automated recurring billing, automated payment reminders, white-label invoices, and priority support. Both paid plans are billed monthly with no long-term commitment required.