Trakio

Trakio is the effortless way to track your money in India built around a simple idea: your bank already texts you every transaction, so why type it again? THE PROBLEM Most people make 20+ UPI and card payments a month and log almost none of them. Manual expense apps fail because nobody keeps up with the typing. By month-end, you have no idea where your money went. HOW TRAKIO WORKS Every time your bank sends a transaction SMS or your UPI app fires a notification, Trakio reads it, extracts the amount and merchant, and asks "is this right?" One tap to confirm zero manual entry. Detection runs on your device, even when the app is closed. SMART AUTO-CATEGORIZATION Trakio automatically sorts spending into the right category across 300+ popular Indian brands — fuel (HP, IOCL, BPCL), food (Swiggy, Zomato, McDonald's), shopping (Amazon, Flipkart, Myntra), bills, travel, healthcare, and more. And it learns: correct a local shop or petrol pump once, and Trakio remembers it forever. EVERYTHING ELSE YOU NEED • Budgets with smart alerts as you approach limits • Savings goals to track progress toward what matters • Loan and EMI tracking with reminders • Spending insights, forecasts, and anomaly alerts • PDF and CSV reports • Multi-currency support with live exchange rates • Available in 18 languages PRIVATE BY DESIGN Your financial data is sensitive, and Trakio treats it that way. SMS reading happens entirely on your device. Analytics are fully anonymous no names, no identifiers. There are no ads, and we never sell your data. We work for you, not advertisers. WHO IT'S FOR Anyone in India who wants to understand their spending without the effort young professionals, freelancers juggling dozens of small payments, families managing a budget, and anyone tired of expense apps they stop using after a week. Free on Android. Start tracking in minutes no manual entry, ever.