Wealthos

Wealthos is personal wealth forecasting software built for people whose money spans more than one country - expats, remote workers, and multi-country families navigating the complexities of financial life across borders. Instead of just showing you a net worth number, Wealthos lets you simulate the decisions that actually move it — a house purchase, an international move, a career change — and see where you land years ahead. It pulls together every account you hold, in whatever currency, connected automatically via Open Banking or added manually. From there, you can set financial goals, define plans for big expenses, track income and expenses, and build your own custom wealth metrics to monitor what matters to you. A built-in AI chat assistant handles day-to-day questions and updates. Wealthos also runs an MCP server, so AI tools like Claude, ChatGPT, Cursor, and Codex can read and act on your real financial data directly. Wealthos comes in two editions: a cloud web app, and a local desktop app that stores everything as files on your own machine, works fully offline, and requires no sign-up or user account. Here are the key features that Wealthos offers: - Multi-account, multi-currency wealth dashboard with live currency conversion - Life-event forecasting and scenario simulation - Tracking of financial goals - Financial planning and budgeting for life events - Income and expense tracking with category breakdowns - Tracking of personalised wealth metrics - AI chat assistant for day-to-day operations - MCP server to connect Claude, ChatGPT, Cursor, Codex, or your other favorite AI tools to your finances - Open Banking integration or manual entry of financial accounts - Security and encryption for sensitive data - Local Edition: an offline, file-based macOS desktop app, with no user account required