ZBee
Calculate safe yearly retirement spending
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- Pricing
- Freemium from $99
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751 AI reads in the last 30 days, ranked against every Fintech tool listed.About ZBee
ZBee measures the most you can safely spend each year in retirement, computed from your real holdings and accounts - not a questionnaire. Connect your brokerage through SnapTrade (or enter or import holdings manually) and ZBee solves for the maximum sustainable annual spend given taxes, RMDs, Social Security, withdrawal order, and guardrails - with every assumption disclosed and adjustable, and a year-by-year table showing exactly how the answer was computed. Privacy-first by design: your financial data stays on your Mac. The backend only brokers the account connection - it never sees or stores your holdings. Native macOS app (not Electron), with a free iOS estimator (ZBee: Safe Spend) for a quick first read. Free demo mode; Pro is $99/year with a 30-day free trial.
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Comments (2)
Nice concept! Solid execution. I like the 30 day free trial, though the price for the full version might be a bit steep for the functionality & given the competitor offerings. I would do some research on pricing things more competitively.
ZBee measures the most you can safely spend each year in retirement, from your real accounts - taxes, RMDs, and Social Security included. Your data stays on your Mac. Happy to answer questions.