Arrel: Budget & Money

Manage your budget, accounts and investments in one private place. Arrel works offline, keeps your records on your device and requires no account. Sign in only when you want free sync across your devices. PRIVATE BY DEFAULT No analytics, advertising or third-party SDKs. Protect the app with Face ID or Touch ID. MONEY THAT ADDS UP Track cash, bank, savings and credit-card accounts in their own currencies. Record income and expenses, transfer between your accounts without distorting your spending, and reconcile a balance with your bank. BUDGET WITH CONTEXT Set a monthly category limit around your pay cycle. See spending and committed money separately, so the rent due next week is not mistaken for money still available. WEALTH, INVESTMENTS AND INSIGHT Follow net worth, income versus expenses and spending by category. Build portfolios for stocks, ETFs, crypto and more; Arrel calculates quantities and cost basis from the purchases and sales you record. Live prices for stocks, ETFs and crypto are available with Premium, while manual values always work. MAKE IT YOURS Group a trip, move or instalment plan in a tracker without changing your balances. Import a bank statement from CSV and export all your data to CSV whenever you want. Home Screen widgets and the read-only Apple Watch app keep the essentials close. ARREL PREMIUM An optional subscription adds unlimited accounts, portfolios, budgets, recurring transactions and trackers; full analytics history; multi-currency European Central Bank rates; shared trackers; PDF reports; live prices; and a cash-flow forecast. Sync, CSV export, budget alerts and the app lock stay free. Arrel is a tool for understanding your money. It is not financial advice.