Financial Roadmap

A lot of financial planning tools I tried had the same problem: they assume your life is a straight line. But real life isn’t like that. I wanted to model questions like: - “What if I buy a house in 3 years, then my partner stops working when we have kids?” - “How does retiring at 45 vs 50 actually compare when I factor in mortgage payoff?” - “What are my actual odds of success, not just what happens with average returns?” Spreadsheets worked for a while, but they got unwieldy fast. Every time I wanted to test a “what if” scenario, I was copy-pasting tabs and breaking formulas, so I built Financial Roadmap. What it does: - Models income, expenses, assets, and liabilities with start/end dates tied to life events - Calculates your FI date based on when your portfolio can sustain your expenses at your chosen SWR - Runs Monte Carlo simulations so you can see probability of success, not just “average case” - Lets you compare scenarios side-by-side (e.g., “buy house” vs “keep renting”) - Tracks your actual progress vs projections over time It handles the messy stuff: salary changes, mortgages that get paid off, one-time expenses, partners with different retirement dates, and more.