Peil

Most freelance tools make logging hours and sending invoices a chore. Peil flips that: log hours in an Excel-like grid with drag, paste and keyboard shortcuts, and create invoices by the shortest route — select the hours to bill and go. On top of that, Peil applies Dutch tax rules and shows you where you stand: your net-effective hourly rate (what actually survives per hour after tax and reserves for disability insurance, pension and buffer), your tax share of revenue, and your safety net — how many months you'd last on reserves. In the Financial Lab you model scenarios: a higher rate, fewer hours, or a comparison with salaried employment. Peil isn't a full accounting suite — no VAT filing, no double-entry — you see your position clearly all year, and hand clean data to your accountant when it's time to file.