10 Xero Alternatives (2026)

Billable Hub Verified

Professional invoicing at a fair price

Billable Hub is a response to an industry that is over-priced, bloated, and has a high cost barrier to entry. Solo freelancers and small teams sometimes just need time tracking and invoicing. You should not have to pay for dozens of other unnecessary features. We created Billable Hub with one goal...

SnapBooks Verified

Canadian bookkeeping for the self-employed

SnapBooks is bookkeeping software built specifically for Canadian freelancers and sole proprietors filing a T2125 with the CRA. When QuickBooks Self-Employed Canada shut down in 2024, thousands of self-employed Canadians had nowhere to go. Everything else was either too expensive or built for...

Sole App

End-to-end accounting for businesses and accounting firms

Sole App is an end-to-end accounting platform designed for small businesses, freelancers, and accounting firms. It brings invoicing, expense tracking, bookkeeping, and financial reporting into one simple, unified system. Key features include fast invoice creation, automated expense tracking...

Built For Small Business

Free invoicing expenses and payroll for UK small firms

Built For Small Business is a free all-in-one platform for UK small businesses. It covers professional invoicing, expense tracking, payroll, client management, and profit & loss reporting. Payments are handled via Stripe integration. There is no trial period, no hidden costs, and no credit card...

Invoice Buddy

The complete toolkit to run your small business

Invoice Buddy is the ultimate co-pilot for Australian small businesses, freelancers, and sole traders. We combine lightning-fast tools with a powerful suite of features designed to manage your entire job lifecycle in one place: Win the Work: Create and send professional quotes instantly. Track the...

OneBookPlus

OneBookPlus is an all-in-one business management platform.

OneBookPlus is an Australian-owned, all-in-one business management platform built in Melbourne for small and medium businesses across more than 40 industries - from trades and cleaning to healthcare, fitness, retail and professional services. It replaces fragmented stacks like Xero + ServiceM8 +...

Nitovi

Most businesses juggle 5+ tools just to run day-to-day opera

Most businesses juggle 5+ tools just to run day-to-day operations - one app for accounting, another for CRM, a separate one for payroll, and yet another for POS. Nitovi brings it all into a single dashboard: ERP, CRM, HRM, and POS in one platform. Manage sales, finance, HR, and inventory without...

FinSeam

AI-native accounting and continuous reconciliation layer

Most finance teams still reconcile bank statements manually - downloading PDFs, copying rows into spreadsheets, chasing exceptions for days every month-end. The problem: payment rails settle transactions in seconds but back offices still run on T+2 batch cycles. That gap costs enterprises...

SPRK Desktop

Easy to use Accounting software for Accountants

SPRK is an accounting platform built around privacy, control, and ownership of your financial data. It gives firms and business owners a single place to manage multiple companies and entities without giving up control of their information. Your data remains accessible to you, without artificial...

Ovaro

AI Invoicing for Freelancers & Sole Traders

About Ovaro Ovaro helps freelancers and sole traders get paid faster with AI‑powered invoicing. Create professional invoices by voice, prompt, or manual entry, all in under 30 seconds. Accept tap‑to‑pay on your phone, send one‑click payment links, and receive automatic overdue reminder...